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<title>Social Responsibility — Annual report 2010</title>
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           <h1>Social Responsibility</h1><a name="top"></a>
 
<h2>Human resources</h2>
 
<p>Bank Vozrozhdenie is&nbsp;committed to&nbsp;developing the full potential of&nbsp;all employees. Its key&nbsp;HR priorities are motivating employees to&nbsp;achieve key business goals, training staff to&nbsp;provide quality customer service, developing professional potential, and strengthening the corporate culture. In&nbsp;working towards these aims, the Bank constantly strives to&nbsp;comply with all labor legislation and maintain a&nbsp;balance between the interests of&nbsp;the employer and employees.</p>
 
<p>One of&nbsp;the main aims is&nbsp;to&nbsp;help staff gain further qualifications. In&nbsp;2010, every new employee and every other full-time one took part in&nbsp;various educational and training events, and 3,000 people increased their professional skills.</p>
 
<p>Employees receive training on&nbsp;courses and via distance learning, the latter being the priority. All employees have access to&nbsp;the &ldquo;Study and Development Portal&rdquo;, which they can use for training and testing and to&nbsp;take part in&nbsp;discussions regarding various professional issues. The subjects most in&nbsp;demand in&nbsp;2010 included retail and corporate banking products, automated banking systems, signs of&nbsp;counterfeiting and rules for checking banknotes, conducting negotiations, and information security. In&nbsp;2010, some 2,600 employees used distance learning to&nbsp;gain further qualifications.</p>
 
<p>There are two types of&nbsp;courses at&nbsp;Bank Vozrozhdenie: those held in-house and those at&nbsp;higher education institutions. Last year, 1,200 employees took part in&nbsp;22&nbsp;in-house corporate seminars, including “Sales to&nbsp;Corporate Clients” and “Insuring Borrowers&rsquo; Loans Using a&nbsp;Collective Scheme”. Another 250 people attended courses in&nbsp;higher education institutions on&nbsp;subjects such as&nbsp;economics, jurisprudence, accounting, new banking technologies and security. Overall, the Bank invested RUB7.9 million in&nbsp;developing employees’ professional skills last year.</p>
 
<p>One strategic priority in&nbsp;the area of&nbsp;employee development is&nbsp;creating a&nbsp;pool of&nbsp;qualified managers. The Bank has a&nbsp;program for creating a&nbsp;pool from experienced employees, which includes regular seminars and training aimed at&nbsp;developing managerial, leadership and effective communication skills.</p>
 
<p>Another important part of&nbsp;the Bank educational programs is&nbsp;work with further and higher education institutions to&nbsp;organize and offer work experience for students, devise graduate training schemes, and arrange grants and work placements. Bank Vozrozhdenie is&nbsp;developing partnerships with the State Academy of&nbsp;Finance, North-West State University, Rostov-on-Don State University of&nbsp;Economics, and Stavropol State University. In&nbsp;2010, 23&nbsp;students from these institutions received a&nbsp;grant from the Bank and 67&nbsp;students received work experience.</p>
 <p><a href="#top" class="top" >Top</a></p>
<h2>Environment</h2>
 
<p>Care about the environment is&nbsp;an&nbsp;integral part of&nbsp;corporate social responsibility for Bank Vozrozhdenie, which makes every effort to&nbsp;minimize any negative effect of&nbsp;its business on&nbsp;the natural world around&nbsp;us.</p>
 
<p>The current business has little impact on&nbsp;the environment, as&nbsp;it&nbsp;involves providing banking services, which do&nbsp;not generate emissions into the atmosphere or&nbsp;the water supply. At&nbsp;the same time, the Bank recognizes that it&nbsp;has an&nbsp;indirect effect on&nbsp;the environment through its use of&nbsp;electricity, vehicles, etc, and the management pays particular attention to&nbsp;reducing this.</p>
 
<p>Bank Vozrozhdenie controls its energy consumption and strives to&nbsp;use resources as&nbsp;efficiently as&nbsp;possible. It&nbsp;is&nbsp;introducing new lighting technologies and optimizing the use of&nbsp;heating at&nbsp;offices, while it&nbsp;regularly replaces office and electrical equipment with more efficient types. In&nbsp;addition, the air-conditioning equipment uses modern, low-impact coolants that meet international standards. Meanwhile, the Bank is&nbsp;taking steps to&nbsp;reduce its paper consumption, including phasing in&nbsp;electronic document processing. In&nbsp;2010, the volume of&nbsp;paper used was reduced by&nbsp;1.2%.</p>
 
<p>Each year, the Bank upgrades its vehicle fleet, while working constantly to&nbsp;reduce unnecessary fuel consumption and exhaust emissions. At&nbsp;present, more than&nbsp;80% of&nbsp;its vehicles comply with Euro-3 standards and&nbsp;37% with Euro-4&nbsp;standards. In&nbsp;2011, the drive to&nbsp;phase in&nbsp;more environmentally friendly vehicles will continue.</p>
 
<p>Disposing of&nbsp;old products and equipment is&nbsp;a&nbsp;responsibility that Bank Vozrozhdenie takes seriously. Vehicles are repaired and services only at&nbsp;specialist centers, while office and technical equipment, tires, batteries and other spent resources are sent to&nbsp;specialist companies for disposal.</p>
 <p><a href="#top" class="top" >Top</a></p>
<h2>The Bank and society</h2>
 
<p>Bank Vozrozhdenie pursues its social responsibility policy closely, in&nbsp;the belief that care of&nbsp;employees and clients should be&nbsp;accompanied by&nbsp;efforts to&nbsp;improve society in&nbsp;the regions where the Bank is&nbsp;present. The main social priorities are education, art, culture and sport.</p>
 <p><a href="#top" class="top" >Top</a></p>
<h2>Education and child development</h2>
 
<p>The Bank traditionally supports initiatives to&nbsp;foster the creative potentia<strong>l </strong>of&nbsp;Russia’s younger citizens. In&nbsp;2010, together with insurer Rosgosstrakh, it&nbsp;arranged the “Kids for Kids Creative Olympics” in&nbsp;Moscow Region and St&nbsp;Petersburg, as&nbsp;a&nbsp;result of&nbsp;which 13&nbsp;children’s theatre studios were opened. The unique project, which was organized in&nbsp;2008 with support from the government of&nbsp;Moscow Region, is&nbsp;far from over: its ideas continue to&nbsp;prosper in&nbsp;everyday life. The Olympics enabled over 500 young people from Moscow Region to&nbsp;experience the world of&nbsp;theater and encouraged them to&nbsp;develop their talents.</p>
 
<p>In&nbsp;2010, Bank Vozrozhdenie provided support for the “Look at&nbsp;Childhood” social project and competition, which was organized by&nbsp;the city administration of&nbsp;Volzhsky in&nbsp;Volga Region. The aim of&nbsp;the event was to&nbsp;find and support young, talented workers in&nbsp;the city’s general and pre-school education system and raise the prestige of&nbsp;the teaching profession.</p>
 
<p>For several years, the Bank has provided financial assistance to&nbsp;the most promising students at&nbsp;leading Russian universities and institutes in&nbsp;the regions where it&nbsp;operates. In&nbsp;2010, students from the Stavropol State University and Rostov State University of&nbsp;Economics were awarded scholarships. Those able to&nbsp;apply for the scholarships were students with high marks in&nbsp;specialist subjects who are active in&nbsp;the day-to-day life of&nbsp;their universities.</p>
 <p><a href="#top" class="top" >Top</a></p>
<h2>Art and culture</h2>
 
<p>Priority social investments by&nbsp;Bank Vozrozhdenie include projects carried out by&nbsp;museums and theaters and historical and cultural preservation projects.</p>
 
<p>From March to&nbsp;May 2010, the Bank sponsored a&nbsp;tour of&nbsp;20&nbsp;cities in&nbsp;Moscow Region by&nbsp;Voskresenye (Sunday), the last in&nbsp;the <nobr>30-year</nobr> history of&nbsp;the legendary rock-and-roll group. In&nbsp;most of&nbsp;the cities, the group was playing for the first time. Around&nbsp;15,000 people attended the concerts.</p>
 
<p>In&nbsp;honor of&nbsp;the 65th anniversary of&nbsp;Victory Day, Bank Vozrozhdenie produced a&nbsp;collection of&nbsp;stories and accounts from soldiers who took part in&nbsp;World War II. Entitled “The Marathon of&nbsp;Memory”, it&nbsp;contains unique media material and personal accounts of&nbsp;Bank employees about their relatives who served. Together with the newspaper Volgodonskaya Pravda, the Bank also implemented a&nbsp;special project called “The Victors’ Parade”: the newspaper published 44&nbsp;essays by&nbsp;contemporaries about World War II. As&nbsp;part of&nbsp;the project, a&nbsp;photo exhibition of&nbsp;heroes from the war was also held in&nbsp;Volgodonsk.</p>
 
<p>In&nbsp;2010, as&nbsp;in&nbsp;previous years, the Bank sponsored the 9th Moscow Easter Festival, which was held in&nbsp;over 30&nbsp;Russian cities. Led by&nbsp;the renowned composer, Valery Gergiev, the Mariinsky Theater symphony orchestra performed on&nbsp;Victory Day at&nbsp;two major concert locations in&nbsp;Moscow. The festival was organized with support from President Dmitry Medvedev, the Moscow City Government and the Culture Ministry, and had the blessing of&nbsp;Kirill, the Orthodox Patriarch of&nbsp;Moscow and All Russia.</p>
 
<p>In&nbsp;summer 2010, Bank Vozrozhdenie was the general sponsor of&nbsp;events to&nbsp;celebrate the 1,000th anniversary of&nbsp;Yaroslavl, the 60th anniversary of&nbsp;the jubilee of&nbsp;Volgodonsk, and the 56th anniversary of&nbsp;the founding of&nbsp;Volzhsk. In&nbsp;Yaroslavl, the Bank sponsored the creation of&nbsp;one of&nbsp;the most prestigious recreational areas in&nbsp;the city, the “Yaroslavl&nbsp;1,000th Anniversary Park”. In&nbsp;Volgodonsk, together with the city’s Museum of&nbsp;the Environment and History and the municipal archive, the Bank implemented the project “Street of&nbsp;My&nbsp;Fate”, launching a&nbsp;series of&nbsp;articles dedicated to&nbsp;the city’s founders and builders&nbsp;as, well as&nbsp;people who played a&nbsp;key role in&nbsp;establishing Volgodonsk and its image today.</p>
 
<p>Last year, Bank Vozrozhdenie was a&nbsp;partner in&nbsp;the 10th national jubilee dancing tournament “Novorossiisk Rendezvous 2010”, which was created by&nbsp;the city administration. It&nbsp;was also a&nbsp;partner in&nbsp;the “Selected Classics of&nbsp;Modern Art in&nbsp;Russia” exhibition, organized by&nbsp;the Rostov Museum of&nbsp;Regional Ethnography and the Yekaterinburg Gallery of&nbsp;Modern Art. The exhibition featured 50&nbsp;copies of&nbsp;lithographs, etchings and gravures by&nbsp;world-famous artists, including Mark Chagall, Pablo Picasso, and Salvador Dali.</p>
 
<p> In&nbsp;winter 2010, Bank Vozrozhdenie sponsored the seventh international festival of&nbsp;war films named after Sergei Bondarchuk, entitled “Volokolamsk Front”. Twelve feature-length films and over 20&nbsp;documentaries competed for prizes, and the festival included a&nbsp;film evening and other events dedicated to&nbsp;the world of&nbsp;cinema. </p>
 
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