General trends

## ANNUAL REPORT FOR 2012

ENG РУС FR CSR MR

- Bank Profile
- Message
- Management Report
- The Bank's Development
- Corporate Governance
- Financial Review

#### Materials:

- Annual Report
- Social Report
- Financial Report PDF
- Download center

# General trends

The Group’s liability structure is dominated by retail and corporate customer funds totaling 10.2 trln RUB, or 75.5% of total liabilities as of end 2012.

The Group increased borrowings from banks by a considerable 920 bln RUB (up 172.8% y-o-y); 66.7% of this incremental addition is attributable to repo operations mainly with the Central Bank of Russia.

close

bln RUB | December 31, 2012 | December 31, 2011 | Change, RUB bln | Change, %
--- | --- | --- | --- | ---
Due to banks | 1,452.4 | 532.4 | 920.0 | 172.8%
Due to individuals | 6,983.2 | 5,726.3 | 1,256.9 | 21.9%
Due to corporate customers | 3,196.1 | 2,205.8 | 990.3 | 44.9%
Debt securities in issue | 691.7 | 268.7 | 423.0 | 157.4%
Other borrowed funds | 469.2 | 244.0 | 225.2 | 92.3%
Deferred income tax liability | 33.2 | 21.2 | 12.0 | 56.6%
Other financial liabilities | 199.7 | 222.8 | (23.1) | -10.4%
Other non-financial liabilities | 63.4 | 42.4 | 21.0 | 49.5%
Subordinated debt | 384.7 | 303.5 | 81.2 | 26.8%
Total | 13,473.6 | 9,567.1 | 3,906.5 | 40.8%

Top of page

#### Tools:

Structure of Sberbank Group’s Liabilities and Equity under IFRS | General trends | Customer deposits

FEEDBACK

Name*

Your E-mail*

Message*

Type the characters

### Поделиться рус

Поделиться

Ваш e-mail* |
Ваше имя* |
Кому отправить* |
Ваш комментарий |

* - Required fields