Sberbank - Annual Report 2010 - 23 Interest Income and Expense

Home Financial Report Financial Statements Notes 23 Interest Income and Expense

# 23 Interest Income and Expense

In millions of Russian Roubles | 2010 | 2009
--- | --- | ---
Interest income |  |
Interest income on financial assets carried at amortised cost and on financial assets available for sale: |  |
- Loans and advances to customers | 682,010 | 752,647
- Debt investment securities available for sale | 83,219 | 40,190
- Debt investment securities held to maturity | 9,101 | -
- Due from other banks | 7,955 | 7,433
- Correspondent accounts with other banks | 118 | 708
| 782,403 | 800,978
Interest income on financial assets carried at fair value through profit or loss: |  |
- Debt trading securities | 7,503 | 6,654
- Debt securities designated at fair value through profit or loss | 5,740 | 7,330
| 13,243 | 13,984
Total interest income | 795,646 | 814,962
Interest expense |  |
Term deposits of individuals | (213,384) | (186,400)
Term deposits of legal entities | (29,747) | (46,199)
Subordinated debt | (28,219) | (41,289)
Current/settlement accounts of legal entities | (9,089) | (11,439)
Debt securities in issue | (8,776) | (9,184)
Other borrowed funds | (5,950) | (5,408)
Current/demand accounts of individuals | (2,628) | (1,369)
Term placements of other banks | (1,640) | (10,416)
Correspondent accounts of other banks | (392) | (541)
Total interest expense | (299,825) | (312,245)
Net interest income | 495,821 | 502,717

## History

- Recommend Page
- Income Statement
- Statement of Financial Position
- 22 Share Capital
- 21 Subordinated Debt

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