title: Use of insurance by Russian enterprises to offset the risks associated with the financial consequences of the COVID-19 pandemic
metadata.name: dc.contributor.author
metadata.value: Tsyganov, Alexander A.
metadata.lang: -
metadata.name: dc.contributor.author
metadata.value: Bryzgalov, Denis V.
metadata.lang: -
metadata.name: dc.date.accessioned
metadata.value: 2023-07-07T19:22:38Z
metadata.lang: -
metadata.name: dc.date.available
metadata.value: 2023-07-07T19:22:38Z
metadata.lang: -
metadata.name: dc.date.issued
metadata.value: 2023-06
metadata.lang: -
metadata.name: dc.identifier.citation
metadata.value: Tsyganov, A. A. and Bryzgalov, D. V. (2023) ‘Use of insurance by Russian enterprises to offset the risks associated with the financial consequences of the COVID-19 pandemic’, St Petersburg University Journal of Economic Studies, 39 (2), pp. 248–267. https://doi.org/10.21638/spbu05.2023.205 (In Russian)
metadata.lang: en_GB
metadata.name: dc.identifier.other
metadata.value: https://doi.org/10.21638/spbu05.2023.205
metadata.lang: -
metadata.name: dc.identifier.uri
metadata.value: http://hdl.handle.net/11701/41736
metadata.lang: -
metadata.name: dc.description.abstract
metadata.value: The article examines the emergence of new insurance interests in Russia related to the
  COVID-19 pandemic. Research methods: empirical research methods — selective market
  research, general theoretical methods — analysis, synthesis, comparison and generalization.
  Research hypothesis is so that in Russia, specialized insurance services have appeared, are
  used, but have not found wide distribution, designed to compensate for the financial risks of a pandemic. The weak use of insurance as a way to protect against the risks of the financial
  consequences of the pandemic in the Russian economy is due not only to the level of knowledge
  about insurance, but also to the desire of Russian entrepreneurs to receive state rather
  than private protection and support. The purpose of the research is to study the preferences of
  enterprises when choosing mechanisms for compensating the risks of activities in a pandemic,
  to identify changes in insurance interests, options for their satisfaction and the prevalence
  of the use of insurance contracts, to identify the priority of obtaining public state support or
  insurance protection that takes into account the specific interests of the entrepreneur. In summary,
  the results of a market research of consumer preferences of enterprises in relation to
  insurance programs as a mechanism for compensating for the damage of the risks of a “coronavirus”
  infection are presented, the main insurance products, the level of use and factors preventing
  an increase in the level of insurance are highlighted. It has been proved that there is a
  significant proportion of enterprises using insurance to minimize the financial consequences
  of the pandemic, in the context of the prevalence of the paternalistic model of behavior of the
  owners and management of enterprises in terms of the formation of financial reserves in the
  context of the coronavirus infection, which leads to a pronounced priority of state financial
  support over the private form of financial support for enterprises. Taking into account the
  results obtained, recommendations were formulated for the development of insurance as a
  private form of support for enterprises in the context of coronavirus infection, allowing to take
  into account the peculiarities of the paternalistic behavior of the owners and management of
  enterprises in terms of compensating for “coronavirus” risks.
metadata.lang: en_GB
metadata.name: dc.language.iso
metadata.value: ru
metadata.lang: en_GB
metadata.name: dc.publisher
metadata.value: St Petersburg State University
metadata.lang: en_GB
metadata.name: dc.relation.ispartofseries
metadata.value: St Petersburg University Journal of Economic Studies;Volume 39; Issue 2
metadata.lang: -
metadata.name: dc.subject
metadata.value: insurance
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: COVID-19
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: insurance interests
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: insurance coverage
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: government support
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: private support
metadata.lang: en_GB
metadata.name: dc.title
metadata.value: Use of insurance by Russian enterprises to offset the risks associated with the financial consequences of the COVID-19 pandemic
metadata.lang: en_GB
metadata.name: dc.type
metadata.value: Article
metadata.lang: en_GB
resources.filename: 05.pdf
resources.url: https://dspace.spbu.ru/bitstream/11701/41736/1/05.pdf
resources.format: Adobe PDF
resources.size: 684,99 kB