title: Employing Transfer Prices for Funds Balancing at the Commercial Bank: The Case of Bank Saint Petersburg (Case Study)
metadata.name: dc.contributor.author
metadata.value: Makarova, Olga V.
metadata.lang: -
metadata.name: dc.contributor.author
metadata.value: Pustovalova, Tatiana A.
metadata.lang: -
metadata.name: dc.date.accessioned
metadata.value: 2018-04-25T10:54:11Z
metadata.lang: -
metadata.name: dc.date.available
metadata.value: 2018-04-25T10:54:11Z
metadata.lang: -
metadata.name: dc.date.issued
metadata.value: 2018-03
metadata.lang: -
metadata.name: dc.identifier.citation
metadata.value: Makarova O. V., Pustovalova T. A. Employing Transfer Prices for Funds Balancing at the Commercial Bank: The Case of Bank Saint Petersburg (Case Study). Vestnik of Saint Petersburg University. Management, 2018, vol. 17, issue 1, pp. 118–142.
metadata.lang: en_GB
metadata.name: dc.identifier.other
metadata.value: 10.21638/11701/spbu08.2018.106
metadata.lang: -
metadata.name: dc.identifier.uri
metadata.value: http://hdl.handle.net/11701/9461
metadata.lang: -
metadata.name: dc.description.abstract
metadata.value: This case studies a question of allocating responsibilities for balance sheet risk management between bank divisions. Taking deposits and lending credits to its clients, сommercial banks face various types of risks caused by asymmetric resources. Abilities to apply transfer pricing correctly plays an important role in successful control and risk management, in balanced work of bank divisions and financial results improvement. The case is based on practical experience of a high-street Russian commercial bank and replicates discussion between bank managers at the bank Asset and Liability Committee meeting (ALCO). An important focus of this discussion is application of funds transfer pricing (FTP) system in managing divisions. Raised conflict between divisional interests and goals of Treasury is widely described in the case study. Сase study analysis sets the following objectives: to demonstrate place and role of funds transfer pricing system in bank management process, consider various options of FTP system implementation, analyze their advantages and disadvantages, show the particular importance of this system in managing bank’s balance risks, understand the high-street bank organizational structure and the mechanism of interaction between its units. Currently, this case study is used in teaching the course “Banking Management” and it is recommended for students of undergraduate and graduate programs. Students got an opportunity to analyze advantages and disadvantages of the new system offered in case, complexity and interrelationships of interests of various bank structural divisions in managing process and to understand the complex process of introducing changes in a high-street commercial bank. The case study enables students to understand how to use transfer pricing system to balance resources between departments, how to recognize and manage balance sheet risks.
metadata.lang: en_GB
metadata.name: dc.language.iso
metadata.value: ru
metadata.lang: en_GB
metadata.name: dc.publisher
metadata.value: St Petersburg State University
metadata.lang: en_GB
metadata.name: dc.relation.ispartofseries
metadata.value: Vestnik of St Petersburg University. Management;Volume 17; Issue 1
metadata.lang: -
metadata.name: dc.subject
metadata.value: high-street bank
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: assets and liabilities management
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: balance sheet risks
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: transfer price
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: funds transfer pricing system
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: liquidity management
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: managing divisions
metadata.lang: en_GB
metadata.name: dc.subject
metadata.value: performance management
metadata.lang: en_GB
metadata.name: dc.title
metadata.value: Employing Transfer Prices for Funds Balancing at the Commercial Bank: The Case of Bank Saint Petersburg (Case Study)
metadata.lang: en_GB
metadata.name: dc.type
metadata.value: Article
metadata.lang: en_GB
resources.filename: 06-Makarova.pdf
resources.url: https://dspace.spbu.ru/bitstream/11701/9461/1/06-Makarova.pdf
resources.format: Adobe PDF
resources.size: 377,57 kB